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Department of Education pays interest while borrower is in school and during grace and deferment periods.
If you choose not to pay the interest that accrues during your grace period, the interest will be added to your principal balance. Borrower is responsible for interest during the life of the loan. Repayment begins on the day of disbursements; options available to defer payments while student is enrolled at least half time.
Older versions may limit your ability to access some of this site's functionality. Learn More Download the newest version of Microsoft Internet Explorer by refinancing and consolidating all your private and government, and undergraduate and graduate loans, into one affordable loan. Refinancing student loans could make a big difference in your monthly budget.
Lower your interest rate, reduce your monthly payment, fix a variable-rate, even remove a cosigner to gain financial independence and control. When you refinance multiple student loans, you combine several payments into one and potentially lower your total monthly payment.
Discover Student Loans believes in responsible borrowing and encourages students to maximize scholarships, grants and other free financial aid before taking private loans.
For students who need to borrow, we advise them to compare federal and private student loans to find the loans that best fit their needs.
Parents are eligible to borrow up to the cost of attendance, determined by the school, less any aid (Direct loans, grants etc.).
Student must be enrolled at least half time and demonstrate financial need. The PLUS Loan is for a parent with a dependent, undergraduate student who is enrolled at least half-time.
All of the banks and lenders below allow borrowers to refinance student loans, as well as consolidate them during the process.
(Note: When mentioning student loan refinancing throughout this guide, it is implied that consolidation can be a part of the same process.) Both private and federal student loans can be refinanced with a private lender.
Under the Citizens One brand we offer Auto Loans, Credit Cards, Mortgages, Personal Loans and Student Loans.
To learn more, please visit: Citizens Enter a Zip Code Return to our homepage The zip code you entered is served by Citizens One, the brand name for Citizens Bank's lending business outside of our 11‑state branch footprint.